New launches, what the advertised rate really earns, and whether the card is worth its fee.
New Card 7 September 2026 ·8 min read
Axis Bank launched the Scapia Axis Bank Credit Card on 3 September 2026 with zero forex markup and no annual fee. The advertised 10% and 20% rewards are Scapia Coin counts, not returns. Here is the real rate, and why the RuPay variant earns half.
